Stay Safe with Knowledge: Beware of Trending Scams

Stay Safe with Knowledge: Beware of Trending Scams

In today's digital age, staying informed is your best defense against scams. At Success Credit Union, we're committed to keeping you safe and secure. Here are some of the latest scams you should be aware of:

Imposter Scams

Example: "Your package was returned, and you need to reschedule your delivery."

How it Works

  • Initial Contact: You receive a message about an issue with a delivery, your account, or even from someone posing as a family member.
  • Deceptive Instructions: You're asked to provide sensitive information, such as a code, or actions like granting remote access, moving money to another account, or ignoring warning messages.
  • The Outcome: Following these instructions can lead to loss of access to your money. Once gone, it's difficult to retrieve.

Protection Tips

  • Always pause and verify requests for information or money.
  • Success Credit Union will never ask you to take such actions. Discuss scam tactics with friends and family to raise awareness.

Investment Scams

Example: "They guaranteed a quick return on the investment, and I was receiving those returns in the beginning."

How it Works

  • Initial Contact: Scammers reach out via social media, text, or email with a get-rich-quick opportunity.
  • Deceptive Instructions: You’re convinced to invest, receiving small returns initially.
  • Fake Returns: Encouraged by initial returns, you invest more, but all communication eventually stops.

Protection Tips

  • Validate every investment opportunity. Be cautious with personal or financial information, especially if digital currency or instant transfers are involved.

Tech Support Scams

Example: "They needed remote access to remove a virus from my device."

How it Works

  • Initial Contact: Scammers claim there's an issue with your device through pop-ups or phone calls.
  • Deceptive Instructions: You're instructed to provide remote access or download an app.
  • Outcome: This gives scammers access to your personal information, allowing them to install malware and demand payment.

Protection Tips

  • Don’t grant remote access or download unfamiliar apps. Run virus checks and power off your device if unsure.

Online Sales Scams

Example: "I thought I’d scored really hard-to-get tickets."

How it Works

  • Initial Contact: Fake websites or social media posts offer unbelievable deals.
  • Deceptive Instructions: Payment is requested through less common methods like cash or gift cards.
  • Pressure Tactics: There’s urgency to act quickly so you don’t miss out.

Protection Tips

  • Slow down if pressured to act fast. Research sellers and products, and check reviews to detect potential scams.

At Success Credit Union, your security is our priority. Stay informed and stay safe!